How to Spot and Block Mobile Attacks

These days, nearly everyone has a cell phone, whether they use it for surfing the internet, social media, or receiving and sending payments. Because so much of our information is stored on our phones, they’re ideal targets for cyber criminals. The very features that make our phones so convenient, such as WiFi, texting, and apps, are also key points scammers know how to exploit. To stay ahead of these mobile attacks, it’s important to use your phone mindfully. In this blog post, we’ll explain some safety tips and ways to keep your phone’s information safe and secure. 

Avoid Unfamiliar WiFi Networks 

Public networks may be convenient, but they can also be dangerous. Public networks tend to be more dangerous than private networks, simply because you don’t know who is currently accessing or monitoring it. Cyber criminals often hide behind WiFi networks as a front to capture data that passes through their system. To avoid falling for this trap, follow these best practices: 

• Remove the ability for your device to auto-connect to unfamiliar networks.
• Always turn off your WiFi when you aren’t using it. 
• Never send sensitive information over WiFi, unless you know the network is secure. 

Use Bluetooth Sparingly 

Bluetooth is more secure than wifi, but as with any wireless system, there’s a risk your data could be transferred to others without your knowledge or permission. This doesn’t just apply to the music you stream through bluetooth headphones. Criminals can get access to phones through Bluetooth, including phone calls, text messages, and other sensitive personal data. To minimize your risk of mobile attacks through Bluetooth, we recommend switching it off when you don’t need it. You should also disable automatic Bluetooth pairing for good measure. 

Be Aware of “Smishing” Attacks 

Smishing attacks are similar to phishing, a tactic scammers use in which they send fraudulent messages through email posing as reputable companies or individuals. These messages will often appear legitimate, and may ask for your personal information, such as passwords, a credit card number, or your address. Smishing works in a similar way, but through SMS (short message service) messages. Here are some tips on avoiding “smishing” attacks: 

• Don’t respond to new messages pushing you to reveal any personal information.
• Beware of similar tactics on platforms like facebook Messenger, WhatsApp, and Instagram.
• Treat odd text messages the same you would an email. Think before you open the text or click any links. 
• Report the message as spam or junk, then delete it immediately. 

Vishing (Voice Phishing) 

Similar to smishing, vishing is done through a phone call. Often callers will pose as law enforcement, financial institutions, or other authority positions in order to collect your personal and private information. Here’s how to avoid them: 

• Don’t respond to calls or emails requesting your personal finance information. If you’re concerned, call the financial institution yourself, using the number that appears on the back of your card or on your monthly statement.
• Speak only with live people when providing account information, and only when you initiate the call. 

Tips for App/Internet Usage  

Phone applications can also be a gateway for cyber attacks. Follow these tips to avoid them: 

• Only use apps available in your device’s store. Never download from a browser. 
• Be wary of apps from unknown developers or those with limited/poor user reviews. 
• Keep your apps updated to ensure they’re up-to-date on security. 
• Don’t grant administrator or excessive permissions to apps, unless you trust them. 
• When using a web browser, watch out for ads, giveaways, and contests that seem too good to be true. These may lead to phishing sites. 
• Never save your login information on a mobile browser. 

At Casey State Bank, we care deeply about our customers’ security. We’re committed to protecting your banking privacy. To find out more about how we can keep your finances secure, contact us today.